Intelligent Capital for Real Estate Investors
Access barrier-free funding with our 100% JV model. We provide up to 70% ARV for acquisition, rehab, and closing costs—powered by smart underwriting and transparent risk-sharing.
I'm Flipping
Rates as low as 8.99%
I'm Buying
Rates as low as 5.75%
I'm Building
Rates as low as 9.99%
I'm Refinancing
Rates as low as 6.99%
Our Hard Money Loan Programs
Data-Driven JV Frameworks
Profit-sharing models with predictive ROI calculators, legal protection, and detailed performance audits.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
100% Project-Based Funding
Up to 70% ARV with full transparency on terms and performance benchmarks for defined risk profiles.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Non-Credit Gated Access
Approval driven by property performance and projected returns—not FICO scores or W-2 employment history.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Tech-Enabled Closings
AI-assisted due diligence and remote notarization enable fast, secure funding within 10–14 business days.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Tailored Structuring Tools
Custom loan builder uses deal-specific variables to generate optimized terms in real-time.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Referral Partner Ecosystem
$500+ referral program supporting brokers, coaches, and consultants across demographics and markets.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
How It Works
Initial Contact
Contact us with basic info on your proposed investment. We’ll let you know whether REI is a good fit within 24 hours.
Underwriting
Fill out a loan application with further details. We’ll schedule an appraisal and approve the loan if it meets our criteria.
Closing
Sign closing documents and start collecting loan funds in installments or as a lump sum (depending on loan type).
How It Works
1
Initial Contact
Contact us with basic info on your proposed investment. We’ll let you know whether ABL is a good fit within 24 hours.
2
Underwriting
Fill out a loan application with further details. We’ll schedule an appraisal and approve the loan if it meets our criteria.
3
Closing
Sign closing documents and start collecting loan funds in installments or as a lump sum (depending on loan type).
15 Years of Excellence
With over 15 years in operation and more than 7,000+ projects funded, we know what it takes to succeed in real estate investing. Backed by a team of dedicated loan experts, we prioritize your success with tailored loan solutions and unwavering support.
See what sets REI Money Lending apart.
Your Success is Our Priority
Fast Processing
Get pre-approved within 24 hours and close in as few as 10 days. We understand you need to move fast, and by working with a direct hard money lender like us who requires minimal paperwork, you can.
Zero Point Option
Want to reduce your closing costs? No problem. With us, you can opt for zero points with no pre-payment penalty or exit fees. The earlier you exit the loan, the more you save.
Local Expert Support
Access a team of our local experts who understand your market and work to ensure you get the best deal possible.
Proven Reliability
Count on our full support before and after closing. To us, your project isn’t just a one-and-done deal. It’s the start of a lasting relationship. Just ask our repeat borrowers.